"We recently submitted our initial data to Equifax, using Credit Time 2000@. To our surprise, we were informed that our initial data was "Excellent", and that it could be loaded into production. In my 15 years of working at various credit institutions, I have never had a credit bureau give their blessing to "initial" data. Never! I must say, that comparing your software to the competition is like comparing a Volkswagen (theirs) to a Ferrari (The Hutchins Systems, Inc. Credit Time 2000@). Your system, Credit Time 2000©, is flat out THE BEST! For one, your system reports to all 4 bureaus, which the competition does not. Initially, it was a little difficult to acclimate ourselves to Credit time 2000@, but this was simply due to the complexities associated with the METRO 2 FORMAT®, and not the Credit Time 2000© software. At this time we are waiting confirmation back for the other two credit reporting agencies regarding our data. We are positive that the results will be the same. In closing we would like to thank you and your staff for all of your patience and understanding. Furthermore, we look forward to continuing using the Credit Time 2000© software."